Thomas J. Marron
Income for Life Strategist


Income for Life - why is that our highest priority?

For the people I serve, retirement income is their first financial priority. That goal gives them clarity of purpose, total commitment, and the compelling reason to do what must be done. When their action plan for income is launched, they are then free to focus on their other financial priorities for wealth building, legacy planning, charitable giving, etc.

In a world where
"asset allocation" and "diversified portfolios" are fashionable, our concentration is on "income allocation" and "diversified income strategies" because my clients require retirement income that's reliable, predictable, certain, flexible, tax-advantaged, and will last as long as they do. For these reasons, income for life is our highest financial priority.

I started my financial services career at the bottom of the dotcom crash in 2002. Millions of Americans had just lost half of their lifetime savings, their jobs, even their homes. Their futures were uncertain, their retirement plans were postponed, dreams were on hold. After the longest bull market in history, and the dawning of the "new economy," we had just been blindsided. More than a dotcom crash, more than a simple "market correction," this was a family, and personal, financial crisis for many.

If you are not part of the solution . . . you are part of the problem.

People needed help. They needed strategies to rescue and recover their financial security, solutions that would protect and grow their future financial freedom. In that summer of 2002, I began my new career adventure in financial services. "Why,"  friends asked, "this must be the worst possible time!" Maybe, just maybe, I could be part of the solution. Perhaps, I could help rebuild some of those hopes, dreams, and plans. What if I could even find financial strategies, tools, and resources to prepare and protect some people for the next "market correction?"

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The Chinese use two brush strokes to write the word "crisis."
One brush stroke stands for danger; the other for opportunity.
In a crisis, beware of the danger - recognize the opportunity.

- President John F. Kennedy

Crisis: Danger & Opportunity - ELGL

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During the 2008 financial crisis, my clients were ready. Their lifetime incomes were secure. Their lifetime savings were safe. Their dreams and hopes intact. Their families protected. Their futures bright.

I have the privilege and responsibility of working directly for a special group of individuals and families who are committed to building the financial security and freedom essential for the quality of life they desire and deserve. Each day, I commit myself to earning their trust and fulfilling my fiduciary responsibility. As an independent advisor, I do not work for any company.
Making a positive difference in the lives of my clients and their families is deeply fulfilling. Working one-on-one to custom design action plans that focus on their highest priorities is my job. Their financial success is my goal. I love what I do.

To identify each person's unique goals, challenges and concerns, I listen to understand. Together, we build a foundation of financial fundamentals that make educated decisions possible. We co-design a plan with strategies that are in their best interests and will take them from where they are to where they want to be. With a whole-hearted commitment to "making it happen," we begin.

Our action plan is the starting point. Now, there is more work to do. Charting progress, updating goals, and improving strategies are critical to our progress and ultimate success. Communication lines are always open. I am available to those I serve.

Because income for a two-person, three decade retirement must be reliable, predictable, flexible, and tax efficient, income planning is critical and challenging work. The results impact every aspect of our lives and the lives of those we love. Transforming those challenges into opportunities is what we do.

While money is not everything, it has an influence on most everything. For that reason, our comprehensive approach to financial planning includes strategies to protect the family, build wealth, manage taxes, leave a legacy, preserve the estate, and make a difference in the community.


Are you prepared?

For a two person, three decade retirement?
You can find a
nswers - no cost, no obligation, no hassle.

 Book your income for life check-up now.
If not now, when?

401.529.7177  (text)              (email)              401.885.2111  (call)

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